Terms & Conditions

Last Updated: February 25, 2026

1. Acceptance of Terms

By accessing and using the website at mca-disclosures.com (the "Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Site or services. MCA Disclosures LLC ("we," "us," or "our") reserves the right to modify these terms at any time.

2. Services

MCA Disclosures LLC is a direct lender providing business funding solutions including working capital loans, revenue-based financing, equipment financing, short-term financing, and business lines of credit. All services are subject to approval and verification of business and financial information.

3. Eligibility

Our services are available to businesses operating within the United States. By applying for funding, you represent that you are authorized to act on behalf of the business entity and that all information provided is accurate and complete.

4. Application Process

Submitting an application through our website does not guarantee approval for funding. All applications are subject to our review and underwriting process. We reserve the right to request additional documentation and to approve or decline any application at our sole discretion.

5. SMS Terms & Conditions

If you opt in to receive SMS or text messages from MCA Disclosures LLC, the following terms apply:

• By opting in, you consent to receive text messages from MCA Disclosures LLC regarding your funding inquiry, application status, and related services. Messages may be sent using an automatic telephone dialing system (ATDS).
• Message frequency may vary based on the nature and status of your inquiry.
• Message and data rates may apply. You are responsible for any charges from your mobile carrier.
• You may opt out at any time by replying STOP to any text message. You will receive a single confirmation message upon opt-out.
• For help, reply HELP to any message or email us at daniel@mca-disclosures.com.
• Consent is NOT a condition of purchase. You are not required to agree to receive text messages as a condition of purchasing any goods or services.
• We do not sell, rent, or share your mobile phone number or SMS opt-in data with third parties for their marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, icons, images, and software, is the property of MCA Disclosures LLC or its content suppliers and is protected by United States and international copyright laws. Unauthorized reproduction, modification, or distribution of any content is strictly prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, MCA Disclosures LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services. Our total liability shall not exceed the amount of fees paid by you, if any, during the six months preceding the claim.

8. Disclaimer of Warranties

The Site and all services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Site or services. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Monmouth County, New Jersey.

10. Contact Us

If you have questions about these Terms and Conditions, please contact us:

MCA Disclosures LLC
121 State Route 36, West Longbranch, NJ 07764
Email: daniel@mca-disclosures.com